Clients
Nadine Berger
RetailIndividual · Client since 1995 · Zürich, ZH · KYC: Standard
Relationship manager
Céline Lehmann
Retail & Affluent · Winterthur
Cash
CHF 80k
Deposits
CHF 182k
Investments
CHF 0
Lending
CHF 745k
Net flow 30d CHF 53k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 1995 and based in Zürich. Total deposits CHF 182'200, investments CHF 0, lending CHF 745'000. Net flow over the last 30 days is CHF 52'500, and a SARON mortgage of CHF 745'000 renews in 190 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH74 0076 6352 3101 3766 1 | CHF | CHF 80'100 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Einfamilienhaus, Zürich · renews in 190 d | 2.00% | CHF 745'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | Baumarkt Jumbo | SEPA | CHF -3'384 |
| 2026-07-30 | Baumarkt Jumbo | Standing order | CHF -3'626 |
| 2026-07-30 | Digitec Galaxus | Card | CHF -3'087 |
| 2026-07-20 | Coop Supermarkt | SWIFT | CHF 4'986 |
| 2026-07-17 | Digitec Galaxus | Internal | CHF -2'988 |
| 2026-07-11 | SBB Ticketing | Card | CHF -5'045 |
Interactions
- E-banking2026-06-21
Pension planning consultation booked.
- Advisory meeting2026-06-13
E-banking support request — resolved.
- Email2025-12-23
Business account documentation updated.