Clients
Stefan Keller
AffluentIndividual · Client since 2022 · Fribourg, FR · KYC: Periodic review due
Relationship manager
Jonas Weber
Business Banking · Lausanne
Cash
CHF 254k
Deposits
CHF 814k
Investments
CHF 659k
Lending
CHF 1.78m
Net flow 30d CHF 114k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 2022 and based in Fribourg. Total deposits CHF 814'000, investments CHF 658'600, lending CHF 1'776'000. Net flow over the last 30 days is CHF 114'100, and a SARON mortgage of CHF 1'776'000 renews in 861 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH78 0076 4532 5736 6926 0 | CHF | CHF 127'000 |
| Savings | CH27 0076 1129 7552 8732 1 | CHF | CHF 560'000 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Eigentumswohnung, Fribourg · renews in 861 d | 1.98% | CHF 1'776'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Structured | Capital-Protected Note | CHF 296'700 | 0.2% |
| Cash | Capital-Protected Note | CHF 361'900 | 0.7% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | Migros | Internal | CHF 2'380 |
| 2026-07-26 | Coop Supermarkt | SEPA | CHF 4'528 |
| 2026-07-14 | Globus | Internal | CHF -8'039 |
| 2026-07-03 | Digitec GalaxusUnusual | Internal | CHF -7'259 |
| 2026-06-29 | Versicherung Zurich | Standing order | CHF -3'168 |
| 2026-06-19 | Digitec Galaxus | Internal | CHF -782 |
Interactions
- Advisory meeting2026-03-07
Mortgage renewal options discussed by phone.
- Advisory meeting2025-12-29
Mortgage renewal options discussed by phone.