Clients
Beat Zimmermann
AffluentIndividual · Client since 2012 · Lausanne, VD · KYC: Enhanced
Relationship manager
Beat Baumann
Business Banking · Luzern
Cash
CHF 120k
Deposits
CHF 313k
Investments
CHF 1.19m
Lending
CHF 0
Net flow 30d CHF 31k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 2012 and based in Lausanne. Total deposits CHF 312'700, investments CHF 1'189'300, lending CHF 0. Net flow over the last 30 days is CHF 30'900. 1 opportunity signal is currently open.
- Dormant relationship
- CHF 509'000 · Re-engagement outreach
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH73 0076 5956 8168 5338 6 | USD | CHF 59'900 |
| Savings | CH54 0076 2524 8322 8061 5 | CHF | CHF 192'900 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Cash | Capital-Protected Note | CHF 287'300 | 0.2% |
| Equities | Global Equity Fund | CHF 221'700 | 4.2% |
| Bonds | Swiss Government Bonds | CHF 151'500 | 13.3% |
| Funds | Global Equity Fund | CHF 528'800 | 6.6% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Dormant relationship | High-value relationship of CHF 594'000 with no contact in 14 months. | 66% | CHF 509k | Re-engagement outreach |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-10 | Swisscom | SIC | CHF 1'375 |
| 2026-08-08 | Steueramt | SWIFT | CHF 3'628 |
| 2026-07-19 | Restaurant Rebstock | Internal | CHF -5'415 |
| 2026-07-18 | Apotheke Zentrum | Standing order | CHF 1'984 |
| 2026-07-16 | Coop Supermarkt | Internal | CHF -6'852 |
| 2026-07-14 | Globus | Internal | CHF 6'428 |
Interactions
- Email2026-04-16
Portfolio performance review meeting.
- Advisory meeting2026-03-08
Annual relationship review completed.