Clients
Katharina Müller
RetailIndividual · Client since 1987 · Lugano, TI · KYC: Standard
Relationship manager
Andrea Roth
Mortgage Advisory · Zürich Paradeplatz
Cash
CHF 61k
Deposits
CHF 122k
Investments
CHF 0
Lending
CHF 580k
Net flow 30d CHF 36k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 1987 and based in Lugano. Total deposits CHF 121'500, investments CHF 0, lending CHF 580'000. Net flow over the last 30 days is CHF 35'600, and a Fixed mortgage of CHF 580'000 renews in 835 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH60 0076 5587 7731 9414 0 | CHF | CHF 30'300 |
| Savings | CH20 0076 5114 5500 1101 4 | CHF | CHF 60'900 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Fixed · Mehrfamilienhaus, Lugano · renews in 835 d | 1.39% | CHF 580'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | Payroll — Employer | Standing order | CHF -2'645 |
| 2026-07-22 | SBB Ticketing | SEPA | CHF -2'398 |
| 2026-07-20 | Versicherung Zurich | Card | CHF -4'421 |
| 2026-07-19 | Baumarkt Jumbo | SEPA | CHF -3'443 |
| 2026-06-27 | Immobilien Verwaltung AG | SWIFT | CHF 3'162 |
| 2026-06-20 | Immobilien Verwaltung AG | SIC | CHF -1'913 |
Interactions
- Branch2026-04-19
Annual relationship review completed.
- Email2026-02-11
Portfolio performance review meeting.