Clients
Thomas Küng
RetailIndividual · Client since 1987 · Luzern, LU · KYC: Standard
Relationship manager
Werner Lehmann
Retail & Affluent · St. Gallen
Cash
CHF 80k
Deposits
CHF 99k
Investments
CHF 216k
Lending
CHF 2.31m
Net flow 30d CHF 13k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 1987 and based in Luzern. Total deposits CHF 99'100, investments CHF 215'600, lending CHF 2'312'000. Net flow over the last 30 days is CHF 13'000, and a Variable mortgage of CHF 2'312'000 renews in 47 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH43 0076 3190 4111 9547 6 | CHF | CHF 40'200 |
| Savings | CH71 0076 9642 5056 3982 5 | CHF | CHF 18'700 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Variable · Renditeobjekt, Luzern · renews in 47 d | 2.38% | CHF 2'312'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Bonds | European Equity Fund | CHF 92'900 | -3.8% |
| Funds | SMI Index Fund | CHF 43'400 | 8.0% |
| Structured | European Equity Fund | CHF 79'300 | -0.8% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-09 | SBB Ticketing | Standing order | CHF -3'505 |
| 2026-08-08 | Krankenkasse Helvetia | SEPA | CHF -7'528 |
| 2026-08-07 | Migros | Standing order | CHF -1'466 |
| 2026-08-01 | Baumarkt Jumbo | Internal | CHF 8'998 |
| 2026-07-20 | Krankenkasse Helvetia | Card | CHF 3'524 |
| 2026-06-26 | Payroll — Employer | Standing order | CHF 2'953 |
Interactions
- Advisory meeting2026-03-18
E-banking support request — resolved.
- Advisory meeting2026-01-03
Card limit increase requested.