Clients
Rahel Dubois
AffluentIndividual · Client since 1989 · Zürich, ZH · KYC: Standard
Relationship manager
Thomas Lehmann
Mortgage Advisory · Zug
Cash
CHF 723k
Deposits
CHF 1.40m
Investments
CHF 398k
Lending
CHF 1.66m
Net flow 30d CHF 39k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 1989 and based in Zürich. Total deposits CHF 1'402'500, investments CHF 397'800, lending CHF 1'662'000. Net flow over the last 30 days is CHF 38'700, and a Fixed mortgage of CHF 1'662'000 renews in 765 days. 1 opportunity signal is currently open.
- Investment maturity
- CHF 469'500 · Reinvestment proposal
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH36 0076 2804 1806 6556 7 | CHF | CHF 361'300 |
| Custody | CH67 0076 7299 4990 9035 7 | CHF | CHF 397'800 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Fixed · Mehrfamilienhaus, Zürich · renews in 765 d | 2.55% | CHF 1'662'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Bonds | Money Market CHF | CHF 168'800 | 9.4% |
| Funds | Swiss Government Bonds | CHF 229'000 | 12.7% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Investment maturity | Structured position of CHF 530'000 maturing within the quarter. | 73% | CHF 470k | Reinvestment proposal |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-11 | Elektrizitätswerk | Standing order | CHF 6'446 |
| 2026-08-01 | Restaurant Rebstock | SEPA | CHF 5'138 |
| 2026-07-23 | Migros | Card | CHF 7'275 |
| 2026-07-19 | Swisscom | Card | CHF 1'225 |
| 2026-07-01 | Swisscom | SIC | CHF -5'893 |
| 2026-06-28 | Elektrizitätswerk | SWIFT | CHF -3'957 |
Interactions
- Advisory meeting2025-12-24
Card limit increase requested.