Clients
Sandra Küng
RetailIndividual · Client since 2018 · Luzern, LU · KYC: Enhanced
Relationship manager
Fabian Perret
Corporate & Institutional · Lugano
Cash
CHF 15k
Deposits
CHF 43k
Investments
CHF 0
Lending
CHF 1.57m
Net flow 30d CHF 10k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2018 and based in Luzern. Total deposits CHF 42'600, investments CHF 0, lending CHF 1'571'000. Net flow over the last 30 days is CHF 9'900, and a SARON mortgage of CHF 1'571'000 renews in 65 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH36 0076 4714 8860 3180 7 | CHF | CHF 15'000 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Einfamilienhaus, Luzern · renews in 65 d | 2.07% | CHF 1'571'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-27 | Pensionskasse | SIC | CHF -5'899 |
| 2026-07-05 | SBB Ticketing | Card | CHF -6'578 |
| 2026-07-01 | Steueramt | Standing order | CHF -6'801 |
| 2026-07-01 | Swisscom | SWIFT | CHF 4'348 |
| 2026-06-28 | Migros | Internal | CHF 7'047 |
| 2026-06-21 | Coop Supermarkt | SIC | CHF 8'184 |
Interactions
- Email2026-03-11
Pension planning consultation booked.
- Email2026-01-05
Mortgage renewal options discussed by phone.
- Branch2025-07-07
Card limit increase requested.