Clients
Bernina Textiles GmbH
CorporateCompany · Client since 1995 · Luzern, LU · KYC: Periodic review due
Relationship manager
Olivia Perret
Private Clients · Bern Bundesplatz
Cash
CHF 2.57m
Deposits
CHF 2.95m
Investments
CHF 2.77m
Lending
CHF 1.35m
Net flow 30d CHF -119k
Relationship summary
Synthetic banking dataBusiness client in the Corporate segment, with the bank since 1995 and based in Luzern. Total deposits CHF 2'951'400, investments CHF 2'772'200, lending CHF 1'347'000. Net flow over the last 30 days is CHF -118'600. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Business | CH48 0076 7044 7308 6241 5 | CHF | CHF 1'283'700 |
| Business | CH58 0076 8885 4762 9550 7 | CHF | CHF 1'283'700 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Loan | Property acquisition · 89 months remaining | 4.61% | CHF 1'347'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Structured | European Equity Fund | CHF 1'354'900 | 1.6% |
| Cash | CHF Corporate Bonds | CHF 1'417'300 | -5.9% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Risk | Model output on synthetic data — illustrative only. | 26% | — | Liquidity concentration |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-27 | Swisscom | SEPA | CHF -8'220 |
| 2026-07-22 | Swisscom | Internal | CHF 8'944 |
| 2026-07-20 | Coop Supermarkt | SEPA | CHF -2'255 |
| 2026-07-09 | Baumarkt Jumbo | SEPA | CHF 2'381 |
| 2026-07-02 | Krankenkasse Helvetia | Internal | CHF 2'754 |
| 2026-06-30 | Digitec Galaxus | SWIFT | CHF -4'558 |
Interactions
- E-banking2026-07-10
Annual relationship review completed.