Corinne Frei

Affluent

Individual · Client since 2007 · Chur, GR · KYC: Enhanced

Relationship manager

Zoé Müller

Business Banking · Bern Bundesplatz

Cash

CHF 408k

Deposits

CHF 839k

Investments

CHF 854k

Lending

CHF 2.11m

Net flow 30d CHF 236k

Relationship summary

Synthetic banking data

Private client in the Affluent segment, with the bank since 2007 and based in Chur. Total deposits CHF 839'200, investments CHF 853'900, lending CHF 2'106'000. Net flow over the last 30 days is CHF 236'000, and a SARON mortgage of CHF 2'106'000 renews in 174 days. 1 opportunity signal is currently open.

FX exposure: CHF 344'000 · Corporate FX hedging review

Accounts

Type	IBAN	Currency	Balance
Current	CH85 0076 1170 4951 3021 6	CHF	CHF 204'100
Savings	CH71 0076 9185 5752 1518 5	USD	CHF 431'000

Lending

Facility	Detail	Rate	Balance
Mortgage	SARON · Mehrfamilienhaus, Chur · renews in 174 d	1.84%	CHF 2'106'000

Portfolio

Asset class	Instrument	Value	YTD
Bonds	Global Equity Fund	CHF 268'000	3.5%
Funds	Swiss Government Bonds	CHF 585'900	7.5%

Opportunities and signals

Type	Reason	Confidence	Value	Action
FX exposure	Recurring foreign-currency settlements of CHF 553'000 without hedging.	93%	CHF 344k	Corporate FX hedging review
Risk	Model output on synthetic data — illustrative only.	87%	—	Attrition propensity

Recent transactions

Latest 12

Date	Description	Channel	Amount
2026-08-08	Versicherung ZurichUnusual	Card	CHF -6'233
2026-08-03	Coop Supermarkt	SWIFT	CHF -8'510
2026-07-20	Restaurant Rebstock	SIC	CHF -5'801
2026-07-07	Payroll — Employer	SIC	CHF -7'050
2026-06-26	Versicherung Zurich	Internal	CHF 4'234
2026-06-15	Apotheke ZentrumUnusual	Standing order	CHF 1'113

Interactions

Branch2026-07-13
Annual relationship review completed.
Phone2026-02-19
Portfolio performance review meeting.