Clients
Marina Zimmermann
PrivateIndividual · Client since 2006 · Fribourg, FR · KYC: Enhanced
Relationship manager
Olivia Rossi
Private Clients · Winterthur
Cash
CHF 1.29m
Deposits
CHF 2.95m
Investments
CHF 2.21m
Lending
CHF 0
Net flow 30d CHF 924k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 2006 and based in Fribourg. Total deposits CHF 2'948'900, investments CHF 2'211'400, lending CHF 0. Net flow over the last 30 days is CHF 923'700. 1 opportunity signal is currently open.
- High-value liquidity
- CHF 110'000 · Investment advisory contact
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH28 0076 7991 9684 8067 4 | CHF | CHF 1'294'800 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Funds | Capital-Protected Note | CHF 755'800 | 7.5% |
| Structured | Money Market CHF | CHF 702'200 | -2.6% |
| Cash | Global Equity Fund | CHF 753'400 | 8.6% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| High-value liquidity | Idle cash balance of CHF 347'000 following an inbound transfer. | 91% | CHF 110k | Investment advisory contact |
| Risk | Model output on synthetic data — illustrative only. | 69% | — | Credit deterioration |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-09 | Apotheke Zentrum | SIC | CHF 3'080 |
| 2026-08-05 | Steueramt | SWIFT | CHF -8'069 |
| 2026-07-25 | Krankenkasse Helvetia | Card | CHF 3'324 |
| 2026-07-09 | Migros | Standing order | CHF 4'089 |
| 2026-07-02 | Krankenkasse Helvetia | Card | CHF -828 |
| 2026-06-21 | Immobilien Verwaltung AG | SEPA | CHF 5'016 |
Interactions
- E-banking2026-07-07
E-banking support request — resolved.
- Branch2026-04-30
Pension planning consultation booked.
- Phone2025-10-01
Mortgage renewal options discussed by phone.