Clients
Yannick Keller
RetailIndividual · Client since 2003 · St. Gallen, SG · KYC: Standard
Relationship manager
Werner Jacquier
Retail & Affluent · Basel
Cash
CHF 75k
Deposits
CHF 170k
Investments
CHF 323k
Lending
CHF 1.96m
Net flow 30d CHF 39k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2003 and based in St. Gallen. Total deposits CHF 170'400, investments CHF 322'600, lending CHF 1'959'000. Net flow over the last 30 days is CHF 38'800, and a Variable mortgage of CHF 1'959'000 renews in 77 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH19 0076 8215 3267 2882 4 | CHF | CHF 37'500 |
| Custody | CH80 0076 7005 8227 2163 1 | CHF | CHF 322'600 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Variable · Mehrfamilienhaus, St. Gallen · renews in 77 d | 2.25% | CHF 1'959'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Structured | Capital-Protected Note | CHF 92'200 | 2.1% |
| Cash | SMI Index Fund | CHF 230'400 | 7.7% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-09 | Apotheke Zentrum | Internal | CHF 19'261 |
| 2026-08-03 | Migros | SEPA | CHF -3'463 |
| 2026-08-02 | Coop Supermarkt | SWIFT | CHF 8'035 |
| 2026-08-02 | Payroll — Employer | SWIFT | CHF 568 |
| 2026-07-29 | Payroll — Employer | SWIFT | CHF 587 |
| 2026-07-11 | SBB Ticketing | Internal | CHF -1'832 |
Interactions
- Advisory meeting2026-06-30
Business account documentation updated.