Marina Lehmann

Private

Individual · Client since 2021 · Aarau, AG · KYC: Standard

Relationship manager

Beat Baumann

Business Banking · Luzern

Cash

CHF 2.01m

Deposits

CHF 2.79m

Investments

CHF 1.05m

Lending

CHF 2.04m

Net flow 30d CHF 262k

Relationship summary

Synthetic banking data

Private client in the Private segment, with the bank since 2021 and based in Aarau. Total deposits CHF 2'788'500, investments CHF 1'052'200, lending CHF 2'040'000. Net flow over the last 30 days is CHF 261'500, and a SARON mortgage of CHF 2'040'000 renews in 757 days. 1 opportunity signal is currently open.

Investment maturity: CHF 531'000 · Reinvestment proposal

Accounts

Type	IBAN	Currency	Balance
Current	CH43 0076 9227 7100 7808 4	CHF	CHF 2'008'700

Lending

Facility	Detail	Rate	Balance
Mortgage	SARON · Eigentumswohnung, Aarau · renews in 757 d	2.42%	CHF 2'040'000

Portfolio

Asset class	Instrument	Value	YTD
Funds	CHF Corporate Bonds	CHF 237'400	5.7%
Structured	Multi-Asset Balanced	CHF 295'300	-5.2%
Cash	Capital-Protected Note	CHF 124'900	12.5%
Equities	Multi-Asset Balanced	CHF 394'600	3.9%

Opportunities and signals

Type	Reason	Confidence	Value	Action
Investment maturity	Structured position of CHF 612'000 maturing within the quarter.	94%	CHF 531k	Reinvestment proposal

Recent transactions

Latest 12

Date	Description	Channel	Amount
2026-07-24	SBB Ticketing	Standing order	CHF -5'043
2026-07-22	Swisscom	SWIFT	CHF -5'350
2026-07-14	Immobilien Verwaltung AG	SEPA	CHF 470
2026-07-14	Globus	SWIFT	CHF -3'379
2026-07-13	Apotheke Zentrum	Card	CHF 6'079
2026-06-21	Coop Supermarkt	Card	CHF -815

Interactions

E-banking2026-05-24
Pension planning consultation booked.
Branch2025-10-13
E-banking support request — resolved.
Phone2025-07-01
E-banking support request — resolved.