Clients
Valérie Hofer
RetailIndividual · Client since 2018 · Zürich, ZH · KYC: Periodic review due
Relationship manager
Sandra Zimmermann
Corporate & Institutional · Luzern
Cash
CHF 25k
Deposits
CHF 52k
Investments
CHF 0
Lending
CHF 0
Net flow 30d CHF 8k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2018 and based in Zürich. Total deposits CHF 51'800, investments CHF 0, lending CHF 0. Net flow over the last 30 days is CHF 7'900. 1 opportunity signal is currently open.
- Salary increase
- CHF 432'500 · Savings and pension review
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH15 0076 2367 7406 6354 5 | CHF | CHF 12'600 |
| Savings | CH56 0076 5145 3239 6385 0 | CHF | CHF 26'600 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Salary increase | Recurring salary credit increased to CHF 574'000 per month. | 58% | CHF 433k | Savings and pension review |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-30 | Payroll — Employer | SWIFT | CHF 2'441 |
| 2026-07-25 | Digitec Galaxus | SEPA | CHF -662 |
| 2026-07-21 | Globus | Internal | CHF 1'875 |
| 2026-07-21 | Digitec Galaxus | Card | CHF 788 |
| 2026-06-21 | Payroll — Employer | Standing order | CHF -472 |
| 2026-06-18 | Steueramt | Standing order | CHF -1'774 |
Interactions
- Advisory meeting2026-04-04
Portfolio performance review meeting.