Clients
Tanja Steiner
RetailIndividual · Client since 2007 · Zug, ZG · KYC: Enhanced
Relationship manager
Fabian Perret
Corporate & Institutional · Lugano
Cash
CHF 86k
Deposits
CHF 149k
Investments
CHF 405k
Lending
CHF 1.78m
Net flow 30d CHF 55k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2007 and based in Zug. Total deposits CHF 149'100, investments CHF 404'900, lending CHF 1'780'000. Net flow over the last 30 days is CHF 54'600, and a SARON mortgage of CHF 1'780'000 renews in 130 days. 1 opportunity signal is currently open.
- Investment maturity
- CHF 496'500 · Reinvestment proposal
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH97 0076 3542 8093 3984 3 | CHF | CHF 85'900 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Eigentumswohnung, Zug · renews in 130 d | 1.88% | CHF 1'780'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Equities | Capital-Protected Note | CHF 83'400 | 3.1% |
| Bonds | Money Market CHF | CHF 321'500 | 1.1% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Investment maturity | Structured position of CHF 637'000 maturing within the quarter. | 57% | CHF 497k | Reinvestment proposal |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-25 | Immobilien Verwaltung AG | Internal | CHF -762 |
| 2026-07-22 | Migros | SWIFT | CHF 2'024 |
| 2026-07-10 | Steueramt | SWIFT | CHF -2'027 |
| 2026-07-09 | Pensionskasse | SEPA | CHF 1'313 |
| 2026-06-30 | SBB Ticketing | Standing order | CHF -6'958 |
| 2026-06-24 | Elektrizitätswerk | SWIFT | CHF -6'990 |
Interactions
- Phone2026-04-11
Business account documentation updated.
- Branch2026-02-28
Portfolio performance review meeting.
- Email2025-07-24
Mortgage renewal options discussed by phone.