Clients
Lukas Bachmann
AffluentIndividual · Client since 2019 · Bern, BE · KYC: Standard
Relationship manager
Marina Müller
Private Clients · Lausanne
Cash
CHF 302k
Deposits
CHF 464k
Investments
CHF 796k
Lending
CHF 0
Net flow 30d CHF 143k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 2019 and based in Bern. Total deposits CHF 463'700, investments CHF 796'000, lending CHF 0. Net flow over the last 30 days is CHF 143'400. 1 opportunity signal is currently open.
- FX exposure
- CHF 430'500 · Corporate FX hedging review
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH36 0076 3854 8305 1106 6 | CHF | CHF 301'600 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Funds | Swiss Government Bonds | CHF 299'100 | 1.1% |
| Structured | Swiss Government Bonds | CHF 496'900 | 1.5% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| FX exposure | Recurring foreign-currency settlements of CHF 545'000 without hedging. | 56% | CHF 431k | Corporate FX hedging review |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-07 | Pensionskasse | SIC | CHF -3'724 |
| 2026-07-28 | Pensionskasse | SIC | CHF -3'179 |
| 2026-07-05 | Elektrizitätswerk | SIC | CHF -4'641 |
| 2026-06-26 | Krankenkasse Helvetia | Internal | CHF -4'799 |
| 2026-06-25 | Elektrizitätswerk | Internal | CHF 6'393 |
| 2026-06-19 | Immobilien Verwaltung AG | SIC | CHF -8'571 |
Interactions
- Email2026-01-27
Pension planning consultation booked.