Clients
Säntis Systems AG
CorporateCompany · Client since 2013 · Lausanne, VD · KYC: Standard
Relationship manager
Sandra Zimmermann
Corporate & Institutional · Luzern
Cash
CHF 954k
Deposits
CHF 2.41m
Investments
CHF 10.00m
Lending
CHF 654k
Net flow 30d CHF 444k
Relationship summary
Synthetic banking dataBusiness client in the Corporate segment, with the bank since 2013 and based in Lausanne. Total deposits CHF 2'414'300, investments CHF 9'996'500, lending CHF 654'000. Net flow over the last 30 days is CHF 444'000. 1 opportunity signal is currently open.
- Salary increase
- CHF 261'000 · Savings and pension review
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Business | CH71 0076 4088 6741 7118 2 | USD | CHF 318'000 |
| Custody | CH10 0076 8538 8298 1054 5 | CHF | CHF 9'996'500 |
| Business | CH65 0076 1344 1049 6055 6 | CHF | CHF 318'000 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Loan | Working capital · 72 months remaining | 3.81% | CHF 654'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Equities | SMI Index Fund | CHF 2'422'800 | -0.6% |
| Bonds | SMI Index Fund | CHF 7'573'700 | 5.7% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Salary increase | Recurring salary credit increased to CHF 329'000 per month. | 56% | CHF 261k | Savings and pension review |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-31 | Payroll — Employer | Card | CHF 7'807 |
| 2026-07-25 | Migros | Card | CHF 4'402 |
| 2026-07-23 | Migros | Card | CHF -3'505 |
| 2026-07-16 | Digitec Galaxus | SEPA | CHF 1'907 |
| 2026-07-13 | Swisscom | SIC | CHF 143 |
| 2026-07-10 | Elektrizitätswerk | Card | CHF -6'926 |
Interactions
- Email2025-09-04
Annual relationship review completed.
- Phone2025-08-01
Portfolio performance review meeting.
- E-banking2025-07-22
Pension planning consultation booked.