Clients
Isabelle Suter
AffluentIndividual · Client since 2006 · St. Gallen, SG · KYC: Standard
Relationship manager
Rahel Zimmermann
Mortgage Advisory · Basel
Cash
CHF 489k
Deposits
CHF 937k
Investments
CHF 632k
Lending
CHF 1.62m
Net flow 30d CHF -131k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 2006 and based in St. Gallen. Total deposits CHF 937'400, investments CHF 631'500, lending CHF 1'624'000. Net flow over the last 30 days is CHF -131'100, and a SARON mortgage of CHF 1'624'000 renews in 73 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH27 0076 1129 9114 1633 4 | CHF | CHF 244'300 |
| Savings | CH14 0076 3561 7862 7211 2 | CHF | CHF 448'900 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Mehrfamilienhaus, St. Gallen · renews in 73 d | 2.41% | CHF 1'624'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Funds | CHF Corporate Bonds | CHF 215'600 | -1.1% |
| Structured | Swiss Government Bonds | CHF 415'900 | 4.4% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-09 | Apotheke Zentrum | SEPA | CHF -841 |
| 2026-07-07 | Digitec Galaxus | Card | CHF 7'640 |
| 2026-07-07 | Elektrizitätswerk | Card | CHF -3'862 |
| 2026-06-27 | Immobilien Verwaltung AG | Card | CHF 1'789 |
| 2026-06-23 | Swisscom | SWIFT | CHF 6'274 |
| 2026-06-17 | Coop Supermarkt | Standing order | CHF -8'739 |
Interactions
- Branch2026-07-03
Card limit increase requested.
- Email2026-04-29
Annual relationship review completed.
- E-banking2025-07-12
Pension planning consultation booked.