Clients
Gabriela Perret
PrivateIndividual · Client since 1991 · Fribourg, FR · KYC: Standard
Relationship manager
Sandra Zimmermann
Corporate & Institutional · Luzern
Cash
CHF 1.11m
Deposits
CHF 2.20m
Investments
CHF 4.83m
Lending
CHF 0
Net flow 30d CHF -356k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 1991 and based in Fribourg. Total deposits CHF 2'198'200, investments CHF 4'834'100, lending CHF 0. Net flow over the last 30 days is CHF -356'000. 1 opportunity signal is currently open.
- Unusual deposit
- CHF 357'500 · Courtesy call and suitability review
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH14 0076 2129 9255 4333 7 | CHF | CHF 1'111'900 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Equities | SMI Index Fund | CHF 1'655'800 | -4.4% |
| Bonds | European Equity Fund | CHF 815'600 | 8.4% |
| Funds | Swiss Government Bonds | CHF 2'362'700 | 0.4% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Unusual deposit | Single inbound movement of CHF 437'000 outside the client's normal pattern. | 78% | CHF 358k | Courtesy call and suitability review |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-11 | Pensionskasse | Standing order | CHF -862 |
| 2026-08-08 | Digitec Galaxus | Internal | CHF -908 |
| 2026-06-27 | Restaurant Rebstock | Internal | CHF -2'448 |
| 2026-06-26 | SBB Ticketing | Card | CHF -4'731 |
| 2026-06-15 | Globus | SIC | CHF 6'176 |
| 2026-06-15 | Krankenkasse Helvetia | SWIFT | CHF -1'855 |
Interactions
- Email2026-07-24
Annual relationship review completed.
- Phone2025-11-17
Pension planning consultation booked.
- Phone2025-08-23
Card limit increase requested.