Clients
Céline Keller
PrivateIndividual · Client since 1991 · St. Gallen, SG · KYC: Standard
Relationship manager
Marina Roth
Business Banking · Lugano
Cash
CHF 1.30m
Deposits
CHF 1.51m
Investments
CHF 3.86m
Lending
CHF 0
Net flow 30d CHF 454k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 1991 and based in St. Gallen. Total deposits CHF 1'509'200, investments CHF 3'855'400, lending CHF 0. Net flow over the last 30 days is CHF 454'100. 1 opportunity signal is currently open.
- Mortgage renewal
- CHF 47'000 · Relationship manager contact
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH34 0076 6089 2352 5570 2 | CHF | CHF 648'300 |
| Custody | CH66 0076 2497 7735 6114 2 | CHF | CHF 3'855'400 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Bonds | European Equity Fund | CHF 812'800 | 8.0% |
| Funds | European Equity Fund | CHF 3'042'600 | -0.8% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Mortgage renewal | Mortgage balance of CHF 154'000 approaching renewal. | 69% | CHF 47k | Relationship manager contact |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-03 | Restaurant Rebstock | SEPA | CHF -5'036 |
| 2026-07-27 | Krankenkasse Helvetia | Standing order | CHF -5'287 |
| 2026-07-24 | Krankenkasse Helvetia | SWIFT | CHF -1'437 |
| 2026-07-20 | Immobilien Verwaltung AG | Standing order | CHF -2'398 |
| 2026-06-20 | Elektrizitätswerk | Internal | CHF -3'124 |
| 2026-06-16 | Immobilien Verwaltung AG | Internal | CHF -6'247 |
Interactions
- Advisory meeting2026-04-11
Mortgage renewal options discussed by phone.
- E-banking2025-07-04
Pension planning consultation booked.