Clients
Stefan Egger
RetailIndividual · Client since 1989 · Luzern, LU · KYC: Standard
Relationship manager
Sandra Zimmermann
Corporate & Institutional · Luzern
Cash
CHF 143k
Deposits
CHF 216k
Investments
CHF 0
Lending
CHF 885k
Net flow 30d CHF -18k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 1989 and based in Luzern. Total deposits CHF 215'900, investments CHF 0, lending CHF 885'000. Net flow over the last 30 days is CHF -18'400, and a Fixed mortgage of CHF 885'000 renews in 52 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH76 0076 5182 3409 1527 3 | EUR | CHF 71'400 |
| Custody | CH20 0076 6717 6706 3901 7 | CHF | CHF 0 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Fixed · Eigentumswohnung, Luzern · renews in 52 d | 2.40% | CHF 885'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-09 | Swisscom | Standing order | CHF 6'629 |
| 2026-08-01 | Elektrizitätswerk | SWIFT | CHF -35'870 |
| 2026-07-25 | Coop Supermarkt | Card | CHF -2'661 |
| 2026-07-18 | Steueramt | Internal | CHF -5'293 |
| 2026-07-16 | Apotheke Zentrum | Internal | CHF -8'438 |
| 2026-06-15 | Globus | Internal | CHF 3'449 |
Interactions
- Branch2026-07-15
Mortgage renewal options discussed by phone.
- Advisory meeting2025-07-25
Card limit increase requested.