Clients
Thomas Suter
PrivateIndividual · Client since 2016 · Zürich, ZH · KYC: Standard
Relationship manager
Lukas Marti
Private Clients · St. Gallen
Cash
CHF 1.22m
Deposits
CHF 1.57m
Investments
CHF 0
Lending
CHF 456k
Net flow 30d CHF 238k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 2016 and based in Zürich. Total deposits CHF 1'574'600, investments CHF 0, lending CHF 456'000. Net flow over the last 30 days is CHF 237'900, and a Fixed mortgage of CHF 456'000 renews in 649 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH35 0076 7942 6926 4606 1 | CHF | CHF 607'700 |
| Savings | CH46 0076 7282 5552 2192 4 | CHF | CHF 359'200 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Fixed · Einfamilienhaus, Zürich · renews in 649 d | 1.77% | CHF 456'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Risk | Model output on synthetic data — illustrative only. | 63% | — | Liquidity concentration |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | Coop Supermarkt | SWIFT | CHF -8'292 |
| 2026-08-12 | Steueramt | Standing order | CHF -5'106 |
| 2026-08-11 | Digitec Galaxus | Card | CHF -3'594 |
| 2026-07-28 | Baumarkt Jumbo | Standing order | CHF 5'514 |
| 2026-07-25 | Elektrizitätswerk | SIC | CHF -1'116 |
| 2026-07-25 | Baumarkt Jumbo | Card | CHF 3'134 |
Interactions
- Phone2025-09-30
Business account documentation updated.
- Advisory meeting2025-07-04
Annual relationship review completed.
- Email2025-07-03
Business account documentation updated.