Clients
Valérie Küng
RetailIndividual · Client since 2021 · Aarau, AG · KYC: Standard
Relationship manager
Beat Baumann
Business Banking · Luzern
Cash
CHF 21k
Deposits
CHF 81k
Investments
CHF 0
Lending
CHF 0
Net flow 30d CHF -32k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2021 and based in Aarau. Total deposits CHF 81'200, investments CHF 0, lending CHF 0. Net flow over the last 30 days is CHF -31'700. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH75 0076 7335 3481 9951 2 | CHF | CHF 10'400 |
| Custody | CH49 0076 4112 8961 4454 5 | CHF | CHF 0 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | Krankenkasse Helvetia | Internal | CHF 7'071 |
| 2026-07-23 | Globus | Card | CHF -5'819 |
| 2026-07-10 | Immobilien Verwaltung AG | Standing order | CHF -8'713 |
| 2026-06-30 | Payroll — Employer | Standing order | CHF 7'968 |
| 2026-06-23 | Swisscom | Standing order | CHF -1'945 |
| 2026-06-22 | Immobilien Verwaltung AG | Card | CHF -1'495 |
Interactions
- Phone2026-03-21
Annual relationship review completed.
- Email2025-10-16
Pension planning consultation booked.