Nicolas Favre

Private

Individual · Client since 1990 · Fribourg, FR · KYC: Periodic review due

Relationship manager

Olivia Rossi

Private Clients · Winterthur

Cash

CHF 492k

Deposits

CHF 595k

Investments

CHF 0

Lending

CHF 0

Net flow 30d CHF 190k

Relationship summary

Synthetic banking data

Private client in the Private segment, with the bank since 1990 and based in Fribourg. Total deposits CHF 594'700, investments CHF 0, lending CHF 0. Net flow over the last 30 days is CHF 189'700. 1 opportunity signal is currently open.

Potential churn: CHF 373'000 · Retention conversation

Accounts

Type	IBAN	Currency	Balance
Current	CH89 0076 2615 4093 1592 4	CHF	CHF 491'900

Lending

Facility	Detail	Rate	Balance

Opportunities and signals

Type	Reason	Confidence	Value	Action
Potential churn	CHF 522'000 transferred to an external institution over six weeks.	78%	CHF 373k	Retention conversation

Recent transactions

Latest 12

Date	Description	Channel	Amount
2026-08-09	Steueramt	Internal	CHF -4'971
2026-08-06	Elektrizitätswerk	Card	CHF -7'735
2026-07-15	Apotheke Zentrum	Internal	CHF -4'379
2026-07-04	Migros	Internal	CHF 2'292
2026-06-24	Immobilien Verwaltung AG	Standing order	CHF 5'665
2026-06-15	Baumarkt JumboUnusual	SIC	CHF 26'146

Interactions

E-banking2026-07-14
Portfolio performance review meeting.
Phone2026-03-15
Portfolio performance review meeting.