Clients
Patrick Hofer
RetailIndividual · Client since 1988 · Zürich, ZH · KYC: Periodic review due
Relationship manager
Patrick Frei
Corporate & Institutional · Zug
Cash
CHF 50k
Deposits
CHF 99k
Investments
CHF 0
Lending
CHF 1.30m
Net flow 30d CHF 24k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 1988 and based in Zürich. Total deposits CHF 98'900, investments CHF 0, lending CHF 1'302'000. Net flow over the last 30 days is CHF 23'600, and a Variable mortgage of CHF 1'302'000 renews in 386 days. 1 opportunity signal is currently open.
- Dormant relationship
- CHF 54'500 · Re-engagement outreach
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH63 0076 9352 7301 9835 2 | CHF | CHF 24'800 |
| Custody | CH63 0076 5512 1437 9646 0 | CHF | CHF 0 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Variable · Einfamilienhaus, Zürich · renews in 386 d | 1.35% | CHF 1'302'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Dormant relationship | High-value relationship of CHF 219'000 with no contact in 14 months. | 87% | CHF 55k | Re-engagement outreach |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | Swisscom | Card | CHF -4'851 |
| 2026-08-06 | Elektrizitätswerk | Standing order | CHF -3'903 |
| 2026-07-28 | Apotheke Zentrum | Internal | CHF 7'211 |
| 2026-07-08 | Krankenkasse Helvetia | Standing order | CHF -4'808 |
| 2026-07-06 | Versicherung Zurich | SIC | CHF 8'740 |
| 2026-06-16 | Baumarkt Jumbo | Internal | CHF 5'895 |
Interactions
- Phone2026-02-02
Pension planning consultation booked.