Clients
Yannick Rossi
RetailIndividual · Client since 2023 · Chur, GR · KYC: Standard
Relationship manager
Beat Baumann
Business Banking · Luzern
Cash
CHF 145k
Deposits
CHF 264k
Investments
CHF 0
Lending
CHF 1.67m
Net flow 30d CHF -20k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2023 and based in Chur. Total deposits CHF 264'100, investments CHF 0, lending CHF 1'673'000. Net flow over the last 30 days is CHF -19'700, and a Variable mortgage of CHF 1'673'000 renews in 806 days. 1 opportunity signal is currently open.
- Investment maturity
- CHF 143'000 · Reinvestment proposal
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH42 0076 2462 8009 4217 8 | CHF | CHF 72'300 |
| Savings | CH66 0076 1111 6649 4648 1 | CHF | CHF 119'600 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Variable · Eigentumswohnung, Chur · renews in 806 d | 2.34% | CHF 1'673'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Investment maturity | Structured position of CHF 280'000 maturing within the quarter. | 56% | CHF 143k | Reinvestment proposal |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | Digitec Galaxus | Card | CHF -4'928 |
| 2026-08-04 | Digitec Galaxus | Internal | CHF -2'095 |
| 2026-07-27 | Versicherung Zurich | SEPA | CHF 2'571 |
| 2026-07-20 | Pensionskasse | SWIFT | CHF 8'138 |
| 2026-07-12 | Baumarkt Jumbo | Standing order | CHF 4'189 |
| 2026-06-29 | Globus | SIC | CHF -4'078 |
Interactions
- Email2025-12-03
Business account documentation updated.