Clients
Thomas Perret
AffluentIndividual · Client since 2008 · Winterthur, ZH · KYC: Standard
Relationship manager
Werner Lehmann
Retail & Affluent · St. Gallen
Cash
CHF 251k
Deposits
CHF 482k
Investments
CHF 238k
Lending
CHF 1.39m
Net flow 30d CHF -93k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 2008 and based in Winterthur. Total deposits CHF 482'100, investments CHF 237'500, lending CHF 1'390'000. Net flow over the last 30 days is CHF -92'500, and a SARON mortgage of CHF 1'390'000 renews in 21 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH90 0076 3750 3498 5853 6 | CHF | CHF 251'100 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Eigentumswohnung, Winterthur · renews in 21 d | 2.08% | CHF 1'390'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Funds | European Equity Fund | CHF 83'100 | 3.5% |
| Structured | Capital-Protected Note | CHF 154'400 | -4.6% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-05 | Baumarkt Jumbo | Internal | CHF -5'440 |
| 2026-07-15 | Baumarkt Jumbo | SWIFT | CHF -8'324 |
| 2026-07-10 | Apotheke Zentrum | SWIFT | CHF 2'500 |
| 2026-06-29 | Versicherung Zurich | Card | CHF 4'168 |
| 2026-06-27 | Restaurant Rebstock | Internal | CHF 821 |
| 2026-06-20 | Apotheke Zentrum | Internal | CHF 3'380 |
Interactions
- E-banking2026-06-06
Pension planning consultation booked.
- Email2026-04-02
Card limit increase requested.