Clients
Lukas Fischer
RetailIndividual · Client since 1991 · Zürich, ZH · KYC: Enhanced
Relationship manager
Céline Lehmann
Retail & Affluent · Winterthur
Cash
CHF 21k
Deposits
CHF 63k
Investments
CHF 0
Lending
CHF 1.46m
Net flow 30d CHF 22k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 1991 and based in Zürich. Total deposits CHF 62'600, investments CHF 0, lending CHF 1'458'000. Net flow over the last 30 days is CHF 22'000, and a SARON mortgage of CHF 1'458'000 renews in 31 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH20 0076 3971 2763 6906 4 | USD | CHF 10'600 |
| Savings | CH40 0076 7276 6269 6522 7 | CHF | CHF 41'500 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Eigentumswohnung, Zürich · renews in 31 d | 1.66% | CHF 1'458'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-08 | Coop Supermarkt | Internal | CHF -3'675 |
| 2026-07-30 | Restaurant Rebstock | Internal | CHF 2'272 |
| 2026-07-26 | Immobilien Verwaltung AG | SIC | CHF 7'893 |
| 2026-07-14 | Krankenkasse Helvetia | SWIFT | CHF -8'470 |
| 2026-07-12 | Payroll — EmployerUnusual | SWIFT | CHF -7'804 |
| 2026-07-09 | Apotheke Zentrum | SEPA | CHF 7'404 |
Interactions
- Email2026-01-09
Pension planning consultation booked.