Clients
Werner Rossi
RetailIndividual · Client since 2006 · Thun, BE · KYC: Periodic review due
Relationship manager
Marina Müller
Private Clients · Lausanne
Cash
CHF 70k
Deposits
CHF 124k
Investments
CHF 0
Lending
CHF 943k
Net flow 30d CHF -32k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2006 and based in Thun. Total deposits CHF 124'000, investments CHF 0, lending CHF 943'000. Net flow over the last 30 days is CHF -32'100, and a Variable mortgage of CHF 943'000 renews in 34 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH12 0076 2155 1956 7750 7 | CHF | CHF 35'200 |
| Custody | CH79 0076 9481 3227 5500 5 | CHF | CHF 0 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Variable · Mehrfamilienhaus, Thun · renews in 34 d | 1.81% | CHF 943'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-09 | Digitec Galaxus | SIC | CHF 8'658 |
| 2026-07-06 | SBB Ticketing | Standing order | CHF -5'072 |
| 2026-07-03 | Globus | SEPA | CHF -4'180 |
| 2026-06-28 | Coop Supermarkt | SEPA | CHF -6'381 |
| 2026-06-22 | Krankenkasse Helvetia | Card | CHF -8'958 |
| 2026-06-15 | Payroll — Employer | SIC | CHF -8'862 |
Interactions
- Advisory meeting2026-06-25
Mortgage renewal options discussed by phone.
- Email2025-09-30
E-banking support request — resolved.