Clients
Fabian Zimmermann
RetailIndividual · Client since 1993 · Thun, BE · KYC: Standard
Relationship manager
Marina Roth
Business Banking · Lugano
Cash
CHF 195k
Deposits
CHF 287k
Investments
CHF 0
Lending
CHF 0
Net flow 30d CHF -31k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 1993 and based in Thun. Total deposits CHF 286'700, investments CHF 0, lending CHF 0. Net flow over the last 30 days is CHF -31'200. 1 opportunity signal is currently open.
- Business growth
- CHF 507'000 · Working capital discussion
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH51 0076 5658 7261 4125 0 | CHF | CHF 97'600 |
| Custody | CH74 0076 9258 1835 7169 6 | CHF | CHF 0 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Business growth | Customer receipts up materially, CHF 604'000 in the last quarter. | 86% | CHF 507k | Working capital discussion |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-05 | Migros | Card | CHF -1'953 |
| 2026-07-25 | Digitec Galaxus | Card | CHF -251 |
| 2026-07-22 | Pensionskasse | SEPA | CHF -6'464 |
| 2026-07-21 | Pensionskasse | Card | CHF 2'046 |
| 2026-07-02 | Digitec Galaxus | SWIFT | CHF 4'471 |
| 2026-06-19 | Steueramt | SIC | CHF -3'420 |
Interactions
- Branch2026-05-10
Portfolio performance review meeting.
- Advisory meeting2025-12-28
Card limit increase requested.
- Email2025-11-30
E-banking support request — resolved.