Clients
Nicolas Bachmann
PrivateIndividual · Client since 2007 · Lausanne, VD · KYC: Periodic review due
Relationship manager
Céline Lehmann
Retail & Affluent · Winterthur
Cash
CHF 1.50m
Deposits
CHF 1.91m
Investments
CHF 2.50m
Lending
CHF 0
Net flow 30d CHF 314k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 2007 and based in Lausanne. Total deposits CHF 1'907'400, investments CHF 2'497'200, lending CHF 0. Net flow over the last 30 days is CHF 314'300. 1 opportunity signal is currently open.
- High-value liquidity
- CHF 101'500 · Investment advisory contact
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH61 0076 2607 2544 7845 6 | CHF | CHF 748'300 |
| Custody | CH45 0076 9948 3152 1423 1 | CHF | CHF 2'497'200 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Bonds | European Equity Fund | CHF 881'100 | 12.7% |
| Funds | CHF Corporate Bonds | CHF 1'616'100 | 7.7% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| High-value liquidity | Idle cash balance of CHF 256'000 following an inbound transfer. | 80% | CHF 102k | Investment advisory contact |
| Risk | Model output on synthetic data — illustrative only. | 44% | — | Documentation completeness |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-05 | Immobilien Verwaltung AG | SIC | CHF -5'500 |
| 2026-07-30 | Baumarkt Jumbo | Standing order | CHF -2'478 |
| 2026-07-17 | Globus | SIC | CHF 3'909 |
| 2026-07-07 | Krankenkasse Helvetia | Standing order | CHF 2'622 |
| 2026-07-07 | Baumarkt Jumbo | Card | CHF 8'064 |
| 2026-07-03 | Krankenkasse Helvetia | SWIFT | CHF 6'060 |
Interactions
- E-banking2026-04-14
E-banking support request — resolved.
- Email2026-02-22
E-banking support request — resolved.