Clients
Tanja Favre
RetailIndividual · Client since 1997 · Bern, BE · KYC: Periodic review due
Relationship manager
Beat Baumann
Business Banking · Luzern
Cash
CHF 51k
Deposits
CHF 66k
Investments
CHF 180k
Lending
CHF 1.58m
Net flow 30d CHF 44k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 1997 and based in Bern. Total deposits CHF 66'100, investments CHF 180'000, lending CHF 1'579'000. Net flow over the last 30 days is CHF 43'500, and a Fixed mortgage of CHF 1'579'000 renews in 39 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH15 0076 1556 3380 7200 8 | EUR | CHF 50'700 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Fixed · Eigentumswohnung, Bern · renews in 39 d | 2.12% | CHF 1'579'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Structured | Global Equity Fund | CHF 89'400 | -2.7% |
| Cash | Money Market CHF | CHF 28'100 | -0.7% |
| Equities | Capital-Protected Note | CHF 23'900 | -2.2% |
| Bonds | Money Market CHF | CHF 38'600 | 0.8% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-07 | Restaurant Rebstock | SIC | CHF -5'728 |
| 2026-07-28 | Steueramt | SWIFT | CHF 7'906 |
| 2026-07-25 | Migros | SEPA | CHF 2'214 |
| 2026-07-19 | Apotheke Zentrum | SIC | CHF -5'134 |
| 2026-07-15 | Coop Supermarkt | Card | CHF -2'560 |
| 2026-07-08 | Pensionskasse | SWIFT | CHF -6'347 |
Interactions
- E-banking2026-06-24
Mortgage renewal options discussed by phone.
- E-banking2025-06-23
Business account documentation updated.