Clients
Rahel Favre
RetailIndividual · Client since 2022 · St. Gallen, SG · KYC: Standard
Relationship manager
Marina Roth
Business Banking · Lugano
Cash
CHF 32k
Deposits
CHF 115k
Investments
CHF 91k
Lending
CHF 0
Net flow 30d CHF 31k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2022 and based in St. Gallen. Total deposits CHF 115'300, investments CHF 90'500, lending CHF 0. Net flow over the last 30 days is CHF 30'500. 1 opportunity signal is currently open.
- Salary increase
- CHF 472'000 · Savings and pension review
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH36 0076 6879 5015 9793 1 | CHF | CHF 16'100 |
| Custody | CH91 0076 1968 6513 8061 3 | CHF | CHF 90'500 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Structured | Multi-Asset Balanced | CHF 36'000 | 7.0% |
| Cash | CHF Corporate Bonds | CHF 54'500 | -2.8% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Salary increase | Recurring salary credit increased to CHF 543'000 per month. | 63% | CHF 472k | Savings and pension review |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-02 | Pensionskasse | Standing order | CHF 4'479 |
| 2026-06-30 | Restaurant Rebstock | Card | CHF 5'498 |
| 2026-06-30 | Coop Supermarkt | SEPA | CHF -6'882 |
| 2026-06-17 | Swisscom | SIC | CHF 4'366 |
| 2026-06-16 | Coop Supermarkt | SWIFT | CHF -8'276 |
| 2026-06-15 | Globus | SEPA | CHF -139 |
Interactions
- Email2026-06-24
Pension planning consultation booked.
- Branch2026-02-03
Business account documentation updated.