Clients
Zoé Weber
AffluentIndividual · Client since 2008 · Zürich, ZH · KYC: Standard
Relationship manager
Lukas Marti
Private Clients · St. Gallen
Cash
CHF 430k
Deposits
CHF 782k
Investments
CHF 669k
Lending
CHF 1.75m
Net flow 30d CHF 110k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 2008 and based in Zürich. Total deposits CHF 781'700, investments CHF 668'700, lending CHF 1'753'000. Net flow over the last 30 days is CHF 110'000, and a Fixed mortgage of CHF 1'753'000 renews in 686 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH22 0076 3390 7191 4131 8 | CHF | CHF 429'700 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Fixed · Mehrfamilienhaus, Zürich · renews in 686 d | 1.56% | CHF 1'753'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Structured | Money Market CHF | CHF 290'900 | 0.6% |
| Cash | Money Market CHF | CHF 377'800 | 5.3% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Risk | Model output on synthetic data — illustrative only. | 56% | — | Liquidity concentration |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | Payroll — Employer | Standing order | CHF -561 |
| 2026-08-12 | Coop Supermarkt | Internal | CHF -7'230 |
| 2026-08-06 | Immobilien Verwaltung AG | SWIFT | CHF 6'922 |
| 2026-07-20 | Globus | Standing order | CHF -200 |
| 2026-07-18 | Krankenkasse Helvetia | SEPA | CHF 4'474 |
| 2026-07-17 | Digitec Galaxus | Standing order | CHF 3'037 |
Interactions
- Advisory meeting2026-07-18
Pension planning consultation booked.
- Phone2026-06-10
Business account documentation updated.
- Phone2026-05-16
Annual relationship review completed.