Clients
Nadine Hofer
PrivateIndividual · Client since 2014 · Zürich, ZH · KYC: Standard
Relationship manager
Zoé Müller
Business Banking · Bern Bundesplatz
Cash
CHF 3.28m
Deposits
CHF 4.66m
Investments
CHF 3.24m
Lending
CHF 0
Net flow 30d CHF 555k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 2014 and based in Zürich. Total deposits CHF 4'657'800, investments CHF 3'237'800, lending CHF 0. Net flow over the last 30 days is CHF 555'200. 1 opportunity signal is currently open.
- Potential churn
- CHF 321'500 · Retention conversation
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH84 0076 4531 5755 9253 0 | CHF | CHF 3'280'800 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Equities | Global Equity Fund | CHF 1'023'900 | 13.1% |
| Bonds | Global Equity Fund | CHF 1'040'400 | 12.6% |
| Funds | Global Equity Fund | CHF 534'800 | 9.2% |
| Structured | European Equity Fund | CHF 638'700 | -1.2% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Potential churn | CHF 395'000 transferred to an external institution over six weeks. | 76% | CHF 322k | Retention conversation |
| Risk | Model output on synthetic data — illustrative only. | 46% | — | Credit deterioration |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-28 | Versicherung Zurich | Card | CHF -8'443 |
| 2026-07-20 | SwisscomUnusual | SWIFT | CHF 4'739 |
| 2026-07-13 | Pensionskasse | SIC | CHF 6'278 |
| 2026-06-28 | Restaurant Rebstock | SIC | CHF 5'728 |
| 2026-06-20 | Baumarkt Jumbo | Card | CHF -2'993 |
| 2026-06-17 | Baumarkt JumboUnusual | Internal | CHF -75'806 |
Interactions
- Email2026-04-01
Annual relationship review completed.
- E-banking2025-12-19
Card limit increase requested.
- E-banking2025-10-04
Pension planning consultation booked.