Clients
Elena Frei
AffluentIndividual · Client since 2017 · Luzern, LU · KYC: Standard
Relationship manager
Sandra Zimmermann
Corporate & Institutional · Luzern
Cash
CHF 128k
Deposits
CHF 198k
Investments
CHF 655k
Lending
CHF 0
Net flow 30d CHF -17k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 2017 and based in Luzern. Total deposits CHF 198'100, investments CHF 654'600, lending CHF 0. Net flow over the last 30 days is CHF -17'400. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH29 0076 3711 2004 4068 6 | CHF | CHF 128'400 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Funds | Swiss Government Bonds | CHF 184'900 | 2.3% |
| Structured | Global Equity Fund | CHF 229'300 | 12.9% |
| Cash | Swiss Government Bonds | CHF 240'400 | 13.7% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | SBB Ticketing | Internal | CHF 2'735 |
| 2026-08-11 | Baumarkt Jumbo | SWIFT | CHF -4'831 |
| 2026-07-03 | Swisscom | SIC | CHF -4'294 |
| 2026-06-21 | Versicherung Zurich | Standing order | CHF 8'058 |
| 2026-06-19 | SBB Ticketing | Standing order | CHF 290 |
| 2026-06-17 | Krankenkasse Helvetia | SIC | CHF -8'204 |
Interactions
- E-banking2026-07-03
Business account documentation updated.
- Email2026-01-05
Mortgage renewal options discussed by phone.