Clients
Rahel Keller
RetailIndividual · Client since 2020 · St. Gallen, SG · KYC: Standard
Relationship manager
Beat Baumann
Business Banking · Luzern
Cash
CHF 48k
Deposits
CHF 154k
Investments
CHF 0
Lending
CHF 769k
Net flow 30d CHF 10k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2020 and based in St. Gallen. Total deposits CHF 153'700, investments CHF 0, lending CHF 769'000. Net flow over the last 30 days is CHF 9'600, and a Variable mortgage of CHF 769'000 renews in 37 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH13 0076 8543 2315 1925 2 | CHF | CHF 24'100 |
| Custody | CH83 0076 6412 6025 7387 3 | CHF | CHF 0 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Variable · Renditeobjekt, St. Gallen · renews in 37 d | 1.93% | CHF 769'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-07 | Elektrizitätswerk | Internal | CHF -7'532 |
| 2026-08-02 | Migros | Standing order | CHF 8'399 |
| 2026-07-29 | Baumarkt Jumbo | SEPA | CHF 6'980 |
| 2026-07-14 | Steueramt | Card | CHF 3'630 |
| 2026-06-26 | Pensionskasse | Card | CHF -8'781 |
| 2026-06-25 | Pensionskasse | SIC | CHF 1'150 |
Interactions
- Phone2025-10-14
Mortgage renewal options discussed by phone.