Clients
Nicolas Widmer
PrivateIndividual · Client since 1985 · Zug, ZG · KYC: Standard
Relationship manager
Olivia Perret
Private Clients · Bern Bundesplatz
Cash
CHF 1.92m
Deposits
CHF 2.41m
Investments
CHF 3.60m
Lending
CHF 0
Net flow 30d CHF 716k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 1985 and based in Zug. Total deposits CHF 2'410'600, investments CHF 3'600'600, lending CHF 0. Net flow over the last 30 days is CHF 716'000. 1 opportunity signal is currently open.
- Business growth
- CHF 124'500 · Working capital discussion
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH41 0076 3631 6167 5752 1 | CHF | CHF 962'000 |
| Custody | CH36 0076 2636 5283 9451 0 | USD | CHF 3'600'600 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Bonds | Money Market CHF | CHF 994'700 | 9.1% |
| Funds | Swiss Government Bonds | CHF 1'212'000 | 9.0% |
| Structured | CHF Corporate Bonds | CHF 610'900 | 7.3% |
| Cash | Global Equity Fund | CHF 783'000 | -5.5% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Business growth | Customer receipts up materially, CHF 311'000 in the last quarter. | 90% | CHF 125k | Working capital discussion |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-30 | Restaurant Rebstock | Internal | CHF 6'491 |
| 2026-07-23 | Krankenkasse Helvetia | Standing order | CHF -1'026 |
| 2026-07-23 | Krankenkasse Helvetia | SWIFT | CHF 3'099 |
| 2026-07-21 | Apotheke Zentrum | Standing order | CHF -3'242 |
| 2026-07-07 | Versicherung Zurich | SEPA | CHF -6'758 |
| 2026-06-25 | Digitec GalaxusUnusual | SEPA | CHF -518 |
Interactions
- Branch2026-07-23
Pension planning consultation booked.
- Email2026-03-15
E-banking support request — resolved.