Clients
Marina Favre
RetailIndividual · Client since 1986 · Luzern, LU · KYC: Standard
Relationship manager
Lukas Marti
Private Clients · St. Gallen
Cash
CHF 98k
Deposits
CHF 227k
Investments
CHF 261k
Lending
CHF 0
Net flow 30d CHF 46k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 1986 and based in Luzern. Total deposits CHF 226'500, investments CHF 260'900, lending CHF 0. Net flow over the last 30 days is CHF 46'200. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH85 0076 8088 4507 7849 0 | CHF | CHF 97'700 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Structured | European Equity Fund | CHF 80'900 | -1.8% |
| Cash | SMI Index Fund | CHF 60'100 | 7.4% |
| Equities | Money Market CHF | CHF 24'700 | 12.0% |
| Bonds | European Equity Fund | CHF 95'200 | 8.2% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-12 | Pensionskasse | SIC | CHF -2'362 |
| 2026-08-11 | Globus | Standing order | CHF -4'098 |
| 2026-08-09 | Digitec Galaxus | Standing order | CHF -7'444 |
| 2026-07-08 | Globus | Standing order | CHF -4'746 |
| 2026-06-24 | Versicherung Zurich | Card | CHF 1'059 |
| 2026-06-24 | Payroll — Employer | Card | CHF -5'944 |
Interactions
- E-banking2025-11-15
Portfolio performance review meeting.
- Branch2025-09-28
E-banking support request — resolved.
- Phone2025-06-25
Pension planning consultation booked.