Elena Frei

Retail

Individual · Client since 2020 · Luzern, LU · KYC: Standard

Relationship manager

Zoé Müller

Business Banking · Bern Bundesplatz

Cash

CHF 10k

Deposits

CHF 73k

Investments

CHF 0

Lending

CHF 2.01m

Net flow 30d CHF -14k

Relationship summary

Synthetic banking data

Private client in the Retail segment, with the bank since 2020 and based in Luzern. Total deposits CHF 73'300, investments CHF 0, lending CHF 2'009'000. Net flow over the last 30 days is CHF -14'000, and a Fixed mortgage of CHF 2'009'000 renews in 327 days. No opportunity signals are currently open.

Accounts

Type	IBAN	Currency	Balance
Current	CH55 0076 1340 4038 5920 2	CHF	CHF 9'900

Lending

Facility	Detail	Rate	Balance
Mortgage	Fixed · Einfamilienhaus, Luzern · renews in 327 d	1.26%	CHF 2'009'000

Opportunities and signals

Type	Reason	Confidence	Value	Action

Recent transactions

Latest 12

Date	Description	Channel	Amount
2026-08-12	Krankenkasse Helvetia	SWIFT	CHF -44'372
2026-08-03	Swisscom	Standing order	CHF 2'467
2026-07-28	Payroll — Employer	SWIFT	CHF -2'914
2026-06-19	Digitec Galaxus	SEPA	CHF 6'716
2026-06-18	Globus	Internal	CHF 6'842
2026-06-15	Elektrizitätswerk	Card	CHF 476

Interactions

Email2025-08-22
Pension planning consultation booked.