Clients
Daniel Meier
PrivateIndividual · Client since 1993 · Winterthur, ZH · KYC: Periodic review due
Relationship manager
Olivia Perret
Private Clients · Bern Bundesplatz
Cash
CHF 2.53m
Deposits
CHF 4.36m
Investments
CHF 3.75m
Lending
CHF 1.36m
Net flow 30d CHF 123k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 1993 and based in Winterthur. Total deposits CHF 4'355'500, investments CHF 3'754'200, lending CHF 1'356'000. Net flow over the last 30 days is CHF 122'800, and a SARON mortgage of CHF 1'356'000 renews in 381 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH66 0076 9814 4910 3111 2 | CHF | CHF 2'531'300 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Renditeobjekt, Winterthur · renews in 381 d | 1.87% | CHF 1'356'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Bonds | Money Market CHF | CHF 1'834'600 | 6.0% |
| Funds | CHF Corporate Bonds | CHF 478'500 | 1.8% |
| Structured | Global Equity Fund | CHF 1'441'100 | 13.4% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-25 | Restaurant Rebstock | Standing order | CHF -1'838 |
| 2026-07-10 | Swisscom | Standing order | CHF -8'420 |
| 2026-07-02 | Versicherung Zurich | SWIFT | CHF -5'278 |
| 2026-06-24 | Versicherung Zurich | SEPA | CHF 6'847 |
| 2026-06-22 | Versicherung Zurich | Internal | CHF -1'457 |
| 2026-06-14 | Coop Supermarkt | Standing order | CHF 7'611 |
Interactions
- Phone2025-07-28
Annual relationship review completed.