Clients
Andrea Meier
AffluentIndividual · Client since 1995 · Winterthur, ZH · KYC: Standard
Relationship manager
Patrick Frei
Corporate & Institutional · Zug
Cash
CHF 654k
Deposits
CHF 855k
Investments
CHF 1.74m
Lending
CHF 1.99m
Net flow 30d CHF 76k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 1995 and based in Winterthur. Total deposits CHF 854'800, investments CHF 1'738'000, lending CHF 1'992'000. Net flow over the last 30 days is CHF 75'700, and a SARON mortgage of CHF 1'992'000 renews in 56 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH66 0076 8384 8319 3661 2 | USD | CHF 326'800 |
| Savings | CH77 0076 2688 4729 3305 2 | EUR | CHF 201'300 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Mehrfamilienhaus, Winterthur · renews in 56 d | 1.46% | CHF 1'992'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Structured | Multi-Asset Balanced | CHF 580'800 | -2.8% |
| Cash | European Equity Fund | CHF 456'400 | 0.7% |
| Equities | CHF Corporate Bonds | CHF 318'700 | 3.2% |
| Bonds | Global Equity Fund | CHF 382'100 | -2.7% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-16 | Coop Supermarkt | SEPA | CHF 1'213 |
| 2026-07-14 | Payroll — Employer | SWIFT | CHF 3'752 |
| 2026-07-12 | Payroll — Employer | Standing order | CHF -671 |
| 2026-06-27 | Payroll — Employer | Card | CHF 2'890 |
| 2026-06-27 | Restaurant Rebstock | SEPA | CHF -2'313 |
| 2026-06-15 | Coop Supermarkt | Internal | CHF -3'511 |
Interactions
- Advisory meeting2026-04-18
Mortgage renewal options discussed by phone.