Clients
Matthias Baumann
PrivateIndividual · Client since 1996 · Zürich, ZH · KYC: Standard
Relationship manager
Jonas Weber
Business Banking · Lausanne
Cash
CHF 226k
Deposits
CHF 1.33m
Investments
CHF 573k
Lending
CHF 1.22m
Net flow 30d CHF 361k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 1996 and based in Zürich. Total deposits CHF 1'326'200, investments CHF 573'300, lending CHF 1'220'000. Net flow over the last 30 days is CHF 360'500, and a SARON mortgage of CHF 1'220'000 renews in 578 days. 1 opportunity signal is currently open.
- Potential churn
- CHF 316'500 · Retention conversation
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH28 0076 2126 2685 1994 8 | CHF | CHF 226'000 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | SARON · Einfamilienhaus, Zürich · renews in 578 d | 2.31% | CHF 1'220'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Structured | Multi-Asset Balanced | CHF 167'800 | 8.3% |
| Cash | SMI Index Fund | CHF 405'500 | 12.8% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Potential churn | CHF 615'000 transferred to an external institution over six weeks. | 71% | CHF 317k | Retention conversation |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-07-30 | Apotheke Zentrum | Internal | CHF 4'565 |
| 2026-07-30 | Pensionskasse | Internal | CHF -5'378 |
| 2026-07-20 | Digitec Galaxus | SEPA | CHF -4'696 |
| 2026-07-05 | Apotheke Zentrum | Internal | CHF 3'890 |
| 2026-06-20 | Migros | SIC | CHF -3'913 |
| 2026-06-14 | Migros | Card | CHF -3'389 |
Interactions
- Advisory meeting2026-01-23
Portfolio performance review meeting.
- Email2025-06-30
Portfolio performance review meeting.