Clients
Marina Bianchi
RetailIndividual · Client since 2022 · Solothurn, SO · KYC: Standard
Relationship manager
Rahel Zimmermann
Mortgage Advisory · Basel
Cash
CHF 6k
Deposits
CHF 35k
Investments
CHF 56k
Lending
CHF 1.27m
Net flow 30d CHF 10k
Relationship summary
Synthetic banking dataPrivate client in the Retail segment, with the bank since 2022 and based in Solothurn. Total deposits CHF 35'400, investments CHF 56'300, lending CHF 1'272'000. Net flow over the last 30 days is CHF 9'700, and a Variable mortgage of CHF 1'272'000 renews in 41 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH47 0076 2147 5027 5329 0 | CHF | CHF 3'100 |
| Savings | CH33 0076 8070 5774 3851 2 | CHF | CHF 29'300 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Variable · Mehrfamilienhaus, Solothurn · renews in 41 d | 1.25% | CHF 1'272'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Bonds | Multi-Asset Balanced | CHF 14'500 | 13.4% |
| Funds | Money Market CHF | CHF 20'400 | 11.2% |
| Structured | Money Market CHF | CHF 21'400 | 7.0% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Risk | Model output on synthetic data — illustrative only. | 28% | — | Documentation completeness |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-11 | Apotheke Zentrum | Card | CHF -4'251 |
| 2026-08-11 | Versicherung Zurich | SEPA | CHF -1'196 |
| 2026-08-09 | Payroll — EmployerUnusual | Internal | CHF -120'790 |
| 2026-08-07 | Coop Supermarkt | Standing order | CHF 467 |
| 2026-08-07 | Apotheke Zentrum | Card | CHF -960 |
| 2026-07-22 | Steueramt | SEPA | CHF -3'607 |
Interactions
- Branch2026-06-29
Portfolio performance review meeting.
- Advisory meeting2025-12-03
Annual relationship review completed.