Clients
Nadine Vogel
AffluentIndividual · Client since 2014 · Aarau, AG · KYC: Standard
Relationship manager
Thomas Lehmann
Mortgage Advisory · Zug
Cash
CHF 229k
Deposits
CHF 750k
Investments
CHF 0
Lending
CHF 970k
Net flow 30d CHF 278k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 2014 and based in Aarau. Total deposits CHF 749'700, investments CHF 0, lending CHF 970'000. Net flow over the last 30 days is CHF 278'200, and a Fixed mortgage of CHF 970'000 renews in 464 days. 1 opportunity signal is currently open.
- Mortgage renewal
- CHF 329'000 · Relationship manager contact
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH73 0076 9805 7026 8241 4 | CHF | CHF 228'500 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Fixed · Einfamilienhaus, Aarau · renews in 464 d | 1.58% | CHF 970'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Mortgage renewal | Mortgage balance of CHF 394'000 approaching renewal. | 76% | CHF 329k | Relationship manager contact |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-11 | Swisscom | Card | CHF 6'934 |
| 2026-08-03 | Apotheke Zentrum | Card | CHF 7'452 |
| 2026-08-02 | Migros | Standing order | CHF -3'751 |
| 2026-06-25 | Swisscom | Internal | CHF 6'798 |
| 2026-06-22 | Immobilien Verwaltung AG | SWIFT | CHF -7'595 |
| 2026-06-20 | Steueramt | Standing order | CHF -5'683 |
Interactions
- Advisory meeting2026-03-02
Annual relationship review completed.