Jonas Lehmann

Affluent

Individual · Client since 1990 · St. Gallen, SG · KYC: Standard

Relationship manager

Zoé Müller

Business Banking · Bern Bundesplatz

Cash

CHF 104k

Deposits

CHF 281k

Investments

CHF 525k

Lending

CHF 768k

Net flow 30d CHF 52k

Relationship summary

Synthetic banking data

Private client in the Affluent segment, with the bank since 1990 and based in St. Gallen. Total deposits CHF 280'800, investments CHF 524'600, lending CHF 768'000. Net flow over the last 30 days is CHF 51'700, and a Variable mortgage of CHF 768'000 renews in 201 days. 1 opportunity signal is currently open.

Dormant relationship: CHF 331'000 · Re-engagement outreach

Accounts

Type	IBAN	Currency	Balance
Current	CH97 0076 9128 2454 7531 6	CHF	CHF 103'600

Lending

Facility	Detail	Rate	Balance
Mortgage	Variable · Mehrfamilienhaus, St. Gallen · renews in 201 d	2.04%	CHF 768'000

Portfolio

Asset class	Instrument	Value	YTD
Cash	SMI Index Fund	CHF 106'400	12.4%
Equities	Capital-Protected Note	CHF 207'500	12.3%
Bonds	Global Equity Fund	CHF 210'700	11.2%

Opportunities and signals

Type	Reason	Confidence	Value	Action
Dormant relationship	High-value relationship of CHF 547'000 with no contact in 14 months.	66%	CHF 331k	Re-engagement outreach

Recent transactions

Latest 12

Date	Description	Channel	Amount
2026-08-05	Elektrizitätswerk	SIC	CHF 819
2026-07-30	SBB Ticketing	SWIFT	CHF -2'339
2026-07-10	Restaurant Rebstock	Card	CHF 4'960
2026-07-07	Coop Supermarkt	Standing order	CHF 501
2026-07-05	Payroll — Employer	Standing order	CHF -5'088
2026-06-14	Restaurant Rebstock	Standing order	CHF -4'184

Interactions

Phone2026-08-06
Business account documentation updated.
Phone2025-10-16
Annual relationship review completed.
E-banking2025-07-27
Annual relationship review completed.