Clients
Fabian Schmid
PrivateIndividual · Client since 2020 · Thun, BE · KYC: Periodic review due
Relationship manager
Sandra Zimmermann
Corporate & Institutional · Luzern
Cash
CHF 464k
Deposits
CHF 2.63m
Investments
CHF 4.47m
Lending
CHF 0
Net flow 30d CHF -693k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 2020 and based in Thun. Total deposits CHF 2'625'200, investments CHF 4'465'400, lending CHF 0. Net flow over the last 30 days is CHF -693'400. 1 opportunity signal is currently open.
- Dormant relationship
- CHF 147'500 · Re-engagement outreach
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH70 0076 7936 5124 2252 2 | CHF | CHF 232'200 |
| Savings | CH28 0076 5109 8915 1060 8 | CHF | CHF 2'160'800 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Equities | Global Equity Fund | CHF 1'954'900 | 13.5% |
| Bonds | Money Market CHF | CHF 2'510'500 | -5.4% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Dormant relationship | High-value relationship of CHF 195'000 with no contact in 14 months. | 63% | CHF 148k | Re-engagement outreach |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-08 | GlobusUnusual | SIC | CHF -208'384 |
| 2026-08-07 | SBB Ticketing | SEPA | CHF -7'629 |
| 2026-07-02 | Versicherung Zurich | SIC | CHF -7'994 |
| 2026-06-28 | Payroll — Employer | Card | CHF 882 |
| 2026-06-23 | Globus | Internal | CHF -8'792 |
| 2026-06-20 | Immobilien Verwaltung AG | SEPA | CHF 8'448 |
Interactions
- Phone2026-07-29
Pension planning consultation booked.