Clients
Lukas Vogel
PrivateIndividual · Client since 1985 · Lugano, TI · KYC: Standard
Relationship manager
Rahel Zimmermann
Mortgage Advisory · Basel
Cash
CHF 1.02m
Deposits
CHF 1.80m
Investments
CHF 1.22m
Lending
CHF 0
Net flow 30d CHF -56k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 1985 and based in Lugano. Total deposits CHF 1'801'700, investments CHF 1'217'800, lending CHF 0. Net flow over the last 30 days is CHF -55'500. 1 opportunity signal is currently open.
- Salary increase
- CHF 382'500 · Savings and pension review
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH26 0076 9257 4674 2774 2 | CHF | CHF 511'100 |
| Custody | CH24 0076 8349 3765 2319 5 | CHF | CHF 1'217'800 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Funds | Multi-Asset Balanced | CHF 422'900 | 8.0% |
| Structured | Money Market CHF | CHF 794'900 | 1.6% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Salary increase | Recurring salary credit increased to CHF 614'000 per month. | 63% | CHF 383k | Savings and pension review |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-09 | Krankenkasse Helvetia | Internal | CHF 6'483 |
| 2026-08-08 | SteueramtUnusual | Standing order | CHF -354'290 |
| 2026-07-28 | MigrosUnusual | SWIFT | CHF -4'541 |
| 2026-07-12 | Globus | Internal | CHF -4'615 |
| 2026-07-06 | Immobilien Verwaltung AG | SWIFT | CHF -5'221 |
| 2026-06-18 | Krankenkasse Helvetia | SIC | CHF 5'785 |
Interactions
- E-banking2026-06-28
Business account documentation updated.
- Advisory meeting2026-01-16
Annual relationship review completed.
- Advisory meeting2025-09-25
E-banking support request — resolved.