Clients
Rahel Berger
PrivateIndividual · Client since 1998 · St. Gallen, SG · KYC: Standard
Relationship manager
Zoé Graf
Retail & Affluent · Zürich Paradeplatz
Cash
CHF 3.94m
Deposits
CHF 5.76m
Investments
CHF 4.61m
Lending
CHF 0
Net flow 30d CHF -810k
Relationship summary
Synthetic banking dataPrivate client in the Private segment, with the bank since 1998 and based in St. Gallen. Total deposits CHF 5'759'300, investments CHF 4'611'500, lending CHF 0. Net flow over the last 30 days is CHF -810'200. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH80 0076 9686 1098 4943 5 | CHF | CHF 3'938'500 |
Lending
| Facility | Detail | Rate | Balance |
|---|
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Funds | CHF Corporate Bonds | CHF 1'979'700 | 13.2% |
| Structured | CHF Corporate Bonds | CHF 906'400 | 2.8% |
| Cash | Multi-Asset Balanced | CHF 740'000 | 11.9% |
| Equities | SMI Index Fund | CHF 985'400 | 13.3% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-11 | Immobilien Verwaltung AG | Standing order | CHF -76 |
| 2026-07-25 | Globus | Standing order | CHF -7'578 |
| 2026-07-09 | Payroll — Employer | Standing order | CHF 700 |
| 2026-06-26 | Elektrizitätswerk | Standing order | CHF 6'302 |
| 2026-06-21 | Versicherung ZurichUnusual | Card | CHF -191'408 |
| 2026-06-14 | Versicherung Zurich | Card | CHF -1'936 |
Interactions
- Email2026-06-15
Business account documentation updated.
- Phone2026-05-30
Business account documentation updated.
- Email2025-08-14
Mortgage renewal options discussed by phone.