Clients
Werner Müller
AffluentIndividual · Client since 2021 · Zug, ZG · KYC: Standard
Relationship manager
Thomas Lehmann
Mortgage Advisory · Zug
Cash
CHF 431k
Deposits
CHF 522k
Investments
CHF 0
Lending
CHF 1.04m
Net flow 30d CHF 45k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 2021 and based in Zug. Total deposits CHF 522'000, investments CHF 0, lending CHF 1'038'000. Net flow over the last 30 days is CHF 44'700, and a Fixed mortgage of CHF 1'038'000 renews in 384 days. 1 opportunity signal is currently open.
- Investment maturity
- CHF 531'500 · Reinvestment proposal
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH20 0076 4382 4956 6101 2 | CHF | CHF 215'600 |
| Custody | CH43 0076 7562 7004 9506 8 | CHF | CHF 0 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Fixed · Mehrfamilienhaus, Zug · renews in 384 d | 2.39% | CHF 1'038'000 |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|---|---|---|---|
| Investment maturity | Structured position of CHF 625'000 maturing within the quarter. | 67% | CHF 532k | Reinvestment proposal |
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-09 | Globus | SWIFT | CHF 1'853 |
| 2026-08-08 | Globus | Standing order | CHF 8'523 |
| 2026-07-30 | Apotheke Zentrum | SWIFT | CHF -2'365 |
| 2026-07-29 | Coop Supermarkt | SIC | CHF 8'636 |
| 2026-06-25 | Digitec Galaxus | SIC | CHF 3'403 |
| 2026-06-18 | Globus | Card | CHF 7'248 |
Interactions
- Phone2026-05-09
Mortgage renewal options discussed by phone.
- Advisory meeting2025-11-01
Portfolio performance review meeting.
- Advisory meeting2025-09-16
Business account documentation updated.