Clients
Tanja Steiner
AffluentIndividual · Client since 1999 · Bern, BE · KYC: Standard
Relationship manager
Thomas Lehmann
Mortgage Advisory · Zug
Cash
CHF 296k
Deposits
CHF 470k
Investments
CHF 1.26m
Lending
CHF 833k
Net flow 30d CHF 97k
Relationship summary
Synthetic banking dataPrivate client in the Affluent segment, with the bank since 1999 and based in Bern. Total deposits CHF 469'800, investments CHF 1'261'800, lending CHF 833'000. Net flow over the last 30 days is CHF 97'400, and a Variable mortgage of CHF 833'000 renews in 60 days. No opportunity signals are currently open.
Accounts
| Type | IBAN | Currency | Balance |
|---|---|---|---|
| Current | CH11 0076 1785 5613 7573 8 | CHF | CHF 295'500 |
Lending
| Facility | Detail | Rate | Balance |
|---|---|---|---|
| Mortgage | Variable · Mehrfamilienhaus, Bern · renews in 60 d | 2.37% | CHF 833'000 |
Portfolio
| Asset class | Instrument | Value | YTD |
|---|---|---|---|
| Bonds | CHF Corporate Bonds | CHF 269'300 | -5.7% |
| Funds | Capital-Protected Note | CHF 427'300 | 3.7% |
| Structured | Global Equity Fund | CHF 565'200 | 4.1% |
Opportunities and signals
| Type | Reason | Confidence | Value | Action |
|---|
Recent transactions
Latest 12| Date | Description | Channel | Amount |
|---|---|---|---|
| 2026-08-05 | Versicherung Zurich | Internal | CHF -3'233 |
| 2026-07-31 | Pensionskasse | SWIFT | CHF 8'831 |
| 2026-07-20 | Baumarkt Jumbo | SIC | CHF -5'994 |
| 2026-07-19 | Digitec Galaxus | SEPA | CHF -2'149 |
| 2026-07-10 | Digitec Galaxus | SEPA | CHF -3'293 |
| 2026-06-27 | Digitec Galaxus | Card | CHF 4'224 |
Interactions
- Phone2026-05-01
Annual relationship review completed.
- E-banking2025-12-24
Mortgage renewal options discussed by phone.